The client is a global leader in providing payment technology solutions and financial services.
The firm specializes in enabling secure and seamless payment solutions across diverse industries and offers support to merchants, acquirers, and financial institutions with its range of fintech solutions.
The client faced an increased risk of errors, delays and numerous internal challenges because of multiple file sources and formats for BIN (Bank Identification Number) data.
There were increasing inefficiencies due to manual and error-prone integration for each scheme-specific BIN data.
This led to manual and error-prone integration for each scheme-specific BIN data feed.
Adding to the difficulty, the lack of issuer name information in the standard Visa BIN files made it difficult to provide clear details to the customers.
Furthermore, the upcoming decommissioning of Secure File Transfer Protocol (SFTP) required a shift to Managed File Transfer (MFT), creating an urgent need to migrate with minimal manual disruption.
Our team introduced BASS as a unified API to deliver consistent JSON-formatted BIN data aggregated from multiple sources to handle challenges.
By doing this, we eliminated the complications arising from handling multiple formats and established a single unified source.
We enhanced BASS to provide extended support for local schemes. This ensured coverage for key regional schemes in France and Belgium.
We integrated the solution with Visa BIN Attributes Sharing Service to enrich Visa data with issuer names.
Finally, our team ensured seamless migration from legacy SFTP to modern MFT internally through BASS, requiring no action from the consuming platforms.
By deploying a unified API, we simplified integration and eliminated the need to manage multiple individual BIN feeds for our client.
We boosted the operational efficiency by implementing automatic updates and a future-proof file transfer setup by utilizing MFT.
The client reported an enhanced user experience and trust as we simplified the availability of issuer names for improved cardholder recognition.
Our solution ensured future-ready scalability to accommodate new schemes and data sources without putting the pressure of changing code on the client.
We mitigated risks with smarter acquirer routing and fraud checks with reliable BIN insights.
