In the FinTech industry, the lending and finance solutions space has seen inordinate innovation across the globe. It is not just new FinTech lending models, but lending processes such as onboarding and credit profiling are also witnessing innovation driven by traditional lenders and new FinTech innovators. These lending solutions are at the cutting edge of technology, leveraging data science to introduce efficiencies, predict customer behavior and reduce lending risks. Modern-age lending solutions seek to provide a digitally native customer experience. All in all, this space will continue to see rapid innovation.

Lending platforms now need to scale up to a huge aggregate volume of data from disparate sources to support lending models. These platforms require to be at the cutting edge of the data engineering technology stack. The risk profiling and decision models need to execute in real time. It implies that the platform is architected to support the expected level of scalability and performance. The wide range of user demography poses a unique challenge for a seamless digital user experience. The platform engineering team also needs to ensure the highest data security and regulatory compliance with applicable geographies.

CYBAGE EXPERIENCE AND OFFERINGS

Cybage is an engineering partner of choice for leading lending platform solution vendors. We understand the nuances of building and maintaining a successful lending management platform. Our experience in similar engineering platforms allows us to offer the right product, technical, and executive leadership. Our mature managed service model will make your customer onboarding a seamless exercise.

CYBAGE’S LENDING & FINANCE EXPERTISE

COMPETENCE

  • Onboarding borrowers
  • Omni-channel approach 
  • Third-party integrations
  • Language and currency support
  • Straight through processing
  • Cloud lending
  • Reporting and analytics

 

CYBAGE OFFERINGS

  • Low code platform development
  • Native & mobile teams
  • API integrations
  • Agile engineering teams
  • Customizable role-based tools
  • Architecture & design consultancy
  • 24X7 support model